Insurance Coverage:

Question:What should I do if my Ontario insurance company is delaying or denying my claim?

Answer:If your Ontario insurer is delaying payment, denying coverage, or offering too little, Caruso Legal Services can help a paralegal review your policy, identify coverage and notice issues, and guide you on next steps like responding with a Proof of Loss, documenting losses, and preparing an evidence plan for negotiation or dispute resolution.   Get practical support without dealing with the insurer’s deep-pocket approach alone; contact (289) 271-0488 to discuss your situation and the documents you should bring in before you sign any release or close out claim rights.

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Troubled Insurance Relations

Standing up to fight against an insurance company requires specialty knowledge that helps to equalize the power imbalance that otherwise exists whereas an insurance company has the deep pocket financial resources to hire lawyers, forensic experts, among others, along with the internal staff that understands the applicable insurance principles and relevant legal statutes.  These resources provide the insurance company with a significant advantage just when the insured bringing a claim needs help. Professional legal representations provides you with the David that you need in such a David v. Goliath situation.

Note: Please contact Caruso Legal Services by phone at: (289) 271-0488 to discuss any specific questions that you may have.

You May Need Professional Insurance Law Representation If:

• Your insurance company is declining your claim;
• Your insurance company is offering to pay too little for your claim;
• Your insurer is delaying payment of your claim;
• Your agent or broker failed to adequately explain the coverage exclusions;
• Your insurance broker failed to arrange coverage resulting in an uninsured loss; or
• Your premiums or deductibles unjustly increased.

Common Issues Include:

Even in situations where all is being well looked after by insurance coverage, assistance in reviewing the final settlement release documents may be available before signing-off of further claim rights.

Assistance may also be available in providing Commissioner of Oaths services to commission sworn declarations including the Proof of Loss documents that finalize the claims process.